July 2024 Changes

🚀 Release a new endpoint to Order an Equifax Credit Report. This API gives you the flexibility to pull: 1) a Full Credit Report 2) a Credit Report with Vantage 3.0 credit score or 3) the Credit Score only
🤓 Improved latency on the credit report processing and normalization. We are now processing in a p95 of 2s (previous p95 of 10s)
📘 Delivered an optimized PDF credit report with improved readability and all available data points
💯 Now returning the paymentTraceNumber and errorDescription (where available) for all payments
Made new fields available on the credit report:
- reportedDate
- reportedDateWithFormat
- firstReportedDateWithFormat
- formerNames
  - firstName
  - middleName
  - lastName
- Payment History Details:
  - highestAdverseRating
  - highestAdverseRatingDateWithFormat
  - mostRecentAdverseRating
  - mostRecentAdverseRatingDateWithFormat
  - secondMostRecentAdverseRating
  - secondMostRecentAdverseRatingDateWithFormat
  - adverseRatingCount
📈 Improved error handling for users attempting to connect via KBA
💳 Updated liabilities matrix to communicate availability of payments for closed accounts