May 2026

Includes updates on Credit Data AI Lab, Disbursement Data and Connect Risk Layer

**Credit Data AI Lab **
The Credit Data AI Lab allows financial institutions, fintechs, and partners to harness permissioned access to hard-to-source credit data and Spinwheel’s AI tools, expertise, frameworks, and guardrails to meet the unique, high-stakes needs of the financial services industry. Learn more.

Disbursement Data for Payment Routing
In addition to embedded payments with Spinwheel Pay, we also support bring-your-own-rails workflows — allowing institutions to use the payment infrastructure they’ve already built while focusing on what actually matters: accurately mapping each payment to the right destination. Learn more.

Connect Risk Layer for Added Protection
As fraudsters continue to evolve, financial providers and lenders need more than a one-size-fits-all verification flow. Spinwheel’s Connect Risk Layer is a security add-on that extends Connect’s core verification by returning fraud risk indicators and validating consumer information against independent data sources. Learn more.