Guides
API Keys

Building With AI

A guide to help you get started utilizing AI application building tools.

Build in Minutes, Not Months

This guide will help you get started utilizing AI application building tools to begin integrating with our APIs today and implement our best practices into your unique flows. Leverage our pre-tuned AI prompts and system skills to generate full experiences using tools like Cursor, OpenAI Codex, or Claude Code.

AI System Skills

Skills are specialized configurations that "teach" an AI the logic and constraints of Spinwheel's APIs so it can guide you through integration tasks — choosing the right Connect method, building Debt Profile requests, handling errors, and more.

How it Works: Download a .md skill file and add it to your project’s context.

The Benefit: The AI will write more accurate code, handle errors correctly, and understand our specific financial logic without you having to explain it.

Two skills are available today:

  • Connect: Download the Connect skill here.
  • Profile: Download the Profile skill here.

Setup

Each skill is a single SKILL.md file. The setup depends on the coding agent of choice. We've listed instructions for the most popular ones here:

Cursor

  1. Open Settings > Rules > Skills (or .cursor/skills/ in your project).
  2. Drop each SKILL.md file into its own folder under .cursor/skills/.
  3. Skills are automatically picked up — no restart needed.

See Cursor Skills docs for more detail.

Claude Code (CLI & IDE extensions)

  1. Place the SKILL.md files in a .claude/skills/ directory at your project root.
  2. Claude Code detects them automatically on the next conversation.

See Claude Agent Skills docs for more detail.

OpenAI Codex

Codex reads markdown instructions from your repo. To use the skills:

  1. Place the SKILL.md files in your project (e.g., docs/skills/connect/SKILL.md).

See Codex documentation for more details.

Usage

Once installed, just ask your assistant integration questions. The skill activates automatically based on context.

Example prompts:

Connect:

  • "How do I connect a user via SMS in sandbox?"
  • "What's the fallback flow if SMS verification fails?"
  • "Walk me through the preverified user profile flow."

Profile:

  • "How do I request a debt profile with credit score included?"
  • "What disclosures are required before pulling profile data?"
  • "Design a refresh strategy for keeping debt profiles current."

The skill guides the model to respond with concrete API steps, error handling, and implementation checklists rather than generic advice.

Prompts to Generate Your UI

Utilize our curated prompts to create your own unique flows in the AI tool of your choice.

How it Works: Copy our pre-tuned prompts, fill in your brand variables (colors, logos), and watch the UI generate.

The Benefit: Instantly create digital wallet card management screens, debt flows, or onboarding flows that are already tied to our APIs.

Updated 5 days ago