Connect a Pre-Verified User

Connect a User that already has been pre-verified by phone number/SMS. Identify the user either by date of birth or by legal first and last name as it appears on their credit file — at least one of the two is required. This API requires Spinwheel Support approval to enable it before it can be used.

Body Params
string
required

The phone number in E.164 format.

string

The date of birth. Formatted as YYYY-MM-DD. At least one of dateOfBirth or firstName + lastName is required. If both are provided, dateOfBirth is used to resolve the identity and the name narrows the match.

string

The user's legal first name, as it appears on their credit file. Required when dateOfBirth is not supplied, and must be sent together with lastName.

string

The user's legal last name, as it appears on their credit file. Required when dateOfBirth is not supplied, and must be sent together with firstName.

string
required

An existing userId to connect with. One of extUserId or userId is required.

string
required

A unique external ID for the user. One of extUserId or userId is required.

audit
object
required

Verification and consent audit trail. Documents the client's identity verification of the user and the user's consent to the Spinwheel End User Agreement.

Responses

Language
Credentials
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Response
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application/json