Connect a User via Network Token

Create user from Spinwheel network token.

If you work closely with upstream partners already inside the Spinwheel Network, the Network Token is the lowest-friction way to connect a user.

Rather than re-running verification steps another partner has already completed, this endpoint lets you connect a user using the token that already carries their verified identity — cutting redundant data pulls and unnecessary checkpoints for a user who's effectively already vetted.

Body Params
string
required

A unique external ID for the user

string
required

Network token

string
required
length between 4 and 4
string
required
^\d{4}-(0?[1-9]|1[012])-(0?[1-9]|[12][0-9]|3[01])$

The date of birth. Formatted as YYYY-MM-DD.

audit
object
required

Verification and consent audit trail. Documents the client's identity verification of the user and the user's consent to the Spinwheel End User Agreement.

include
array of strings

Array of additional data abilities to include. Supported values: CREDIT_REPORT. When CREDIT_REPORT is present, credit report and liability data are included with the user information.

include
Responses

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application/json