Return the latest Profile data for a user, including their liabilities, refresh data, and any connected bank accounts.

This is the read path when you need to pull the user's existing Profile without ordering fresh credit data — useful for loading their current state and checking what’s already on file.

📘 Refreshing Debt Profile Data

This endpoint returns the latest cached data for the user. To retrieve updated Debt Profile data, request a Debt Profile or subscribe the user to Debt Profile Refresh.