Order a Debt Profile for a connected user. This is the starting point for nearly everything else in the Profile API. The response carries the consumer's liabilities, the capabilities matrix that governs real-time data and payments, and the credit file itself.

Include the creditReport and creditScore objects, and set sourceBureau to pin the request to TransUnion or Equifax. Omit sourceBureau and Spinwheel routes to your configured default with automatic failover (recommended).

Note: A Debt Profile pull is capped at one request per user per day. Read the cached profile with Retrieve a User instead, and use the secure API URL to order unmasked account numbers or other secure data.