API Reference
API Keys

Connect a User via KBA

post
https://sandbox-api.spinwheel.io/v1/users/connect/kba

Connect a User using a set of personal questions provided by a credit bureau.

In the rare case that SMS verification can't confirm a user, knowledge-based authentication (KBA) is the fallback that keeps them from getting stuck.

This endpoint submits a user's PII to generate a set of personal questions sourced from a credit bureau — answered next in Submit Answers for KBA — so no user is left without a path through.

Body Params
string
required

The user's first name.

string
required

The user's last name.

string
required

The date of birth. Formatted as YYYY-MM-DD.

string
required

The user's ssn (without hyphens)

address
object
required
string
required

An existing userId to connect with. One of extUserId or userId is required.

string
required

A unique external ID for the user. One of extUserId or userId is required.

audit
object

Consent metadata captured at the time of the connect request.

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Updated 2 days ago

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Updated 2 days ago

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