Includes updates on CRA status, Real-Time Credit Card Balances, Credit Card Name and Art, Multi-Bureau Support, and Availability of FICO 4 and 8 Credit Scores

Credit Reporting Agency Status
Spinwheel now operates as a CRA — allowing us to operate under the highest standards of compliance, security, and data governance while strengthening protections for consumers. Read more about why we made this decision.

Real-Time Credit Card Balances
The latest version of Spinwheel’s Real-Time Credit Card Balance solution replaces stale snapshots with instant access to live credit card balances, workflow-ready API integration, and the highest coverage at scale to complete the liability picture at the moment of decision. Learn more.

📘 Liability Real-Time Data Guide

Credit Card Name and Art
Spinwheel launched its new proprietary approach to deliver the fastest and broadest coverage for visibility into a consumer’s exact credit card brands, programs, and card art using only a phone number and date of birth. Learn more.

📘 Assets Guide
API Documentation

Multi-Bureau Support
Spinwheel now integrates with TransUnion as part of its multi-bureau support model for flexible bureau selection and resilient access to real-time consumer credit data. Read more.

📘 Multi-Bureau Support Guide

FICO 4 and 8 Credit Scores
Spinwheel now offers additional credit score options based on vertical and use cases to best fit your needs, including VantageScore 3.0 (Equifax and TransUnion), FICO 8 (TransUnion), and FICO 4 (TransUnion). Learn more.

Changelog