Alerts & Monitoring
What Is Alerts & Monitoring?
Alerts & Monitoring is Spinwheel’s unified product suite that empowers partners to deliver proactive, real-time experiences through intelligent, event-driven updates. It provides a scalable framework for subscribing to changes in users’ financial data and receiving push notifications when key account attributes are updated.
Whether you want to remind users of an upcoming payment, notify them of a new credit line, or alert them about balance changes, Alerts & Monitoring ensures you’re always one step ahead—without requiring constant polling or manual refreshes.
Why It Matters
🔔 Drive Engagement: Notify users about meaningful financial activity right when it happens.
💳 Power Proactive Finance: Remind users of upcoming due dates or statement changes before it’s too late.
🧠 Reduce Operational Load: Eliminate unnecessary API polling with smart subscriptions and automatic triggers.
📊 Tailor by Use Case: Subscribe only to the events and accounts that matter to your user flow.
Key Subscription Types in Alerts & Monitoring
| Type | Description |
|---|---|
| STATEMENT_SUMMARY | Get notified when statement balances or due dates change. |
| NEW_LIABILITIES | Get alerted when new tradelines or credit accounts appear |
How It Works
- Subscribe – Register users to receive alerts for specific data changes.
- Notify – We send you webhooks in real time with only the changed, relevant information.
- Act – Use that data to drive in-app notifications, user messaging, or automation flows.
- Manage - Option to unsubscribe New Liabilities or Statement Summary as needed, or fetch existing subscriptions.
Use Cases
📆 Payment reminders based on updated due dates
💰 Real-time insights into statement balances
🆕 Detection of new accounts or opened tradelines
🛠 Building automated financial tools powered by live credit data
Updated 1 day ago