Sandbox Test Users
Spinwheel provides predefined test users and scenarios for validating integrations in the Sandbox environment. Use the test data below to test successful responses, specific product scenarios, and expected error conditions without using real consumer data.
Using Sandbox Test Users
When testing Connect - SMS, provide:
- A valid U.S. mobile phone number that can receive the OTP.
- The date of birth (DOB) associated with the sandbox scenario you want to test.
The phone number is used to complete OTP verification, while the DOB determines the sandbox test user or scenario.
Selecting a Test User
By default, connections established via SMS, Pre-Verified, or Network Token will return data for the test user Christy Jenoval, Spinwheel's default sandbox user.
To use a different test user, you must:
- Establish the connection using the DOB associated with the desired test user.
- Call a Debt Profile endpoint to initialize that user's test data for the current session.
- Subsequent supported API requests will return data associated with the selected test user.
Default Test User
| Date of Birth | Test User | Scenario |
|---|---|---|
1967-06-08 | Christy Jenoval | Default sandbox user with credit cards, student loans, auto loans, home loans, and miscellaneous liabilities. Suitable for most API workflows. |
Default User SupportNote: Christy Jenoval's data (including her
userId,liabilityIds, and account numbers) can be used to test all Spinwheel API endpoints except the Card Brand Assets endpoint.
Additional Test Users
Equifax Test Users
User identities have been set up in the sandbox environment providing a variety of scenarios that you can use to test your integration against.
| Date of Birth | Name | Description | Endpoint(s) |
|---|---|---|---|
| 1990-09-20 | Tara Misu | This user has multiple Credit Card Brand Assets available for testing. | Card Brand Assets |
| 1990-01-01 | Aldo Cherry | This (CA) user has debt totaling $5K distributed across an auto loan, home loan, student loan, and two credit cards. | Debt Profile |
| 1990-03-01 | Melissa Singh | This (TX) user has debt totaling $20K distributed across an auto loan, home loan, student loan, two credit cards, a personal loan and a miscellaneous liability. | Debt Profile |
| 1990-04-10 | Janice Meyers | This (CO) user has debt totaling $25K distributed across an auto loan, home loan, student loan, two credit cards, a personal loan, and a miscellaneous liability. | Debt Profile, Real-Time Balance |
| 1990-04-12 | Jimmy Lopez | This (WA) user has debt totaling $30K distributed across auto loans, a home loan, student loan, two credit cards, a personal loan, and miscellaneous liabilities. | Debt Profile |
| 1990-10-08 | Terrance Dactyl | This (CT) user has $880K in total debt, with $150K spread across 5 credit cards, 3 unsecured loans, and 5 charge accounts, along with a $730k mortgage. | Debt Profile |
| 1990-06-10 | Sal Monella | This (CA) user has $64K in total debt, with $50K across 3 credit cards, 2 unsecured loans, 1 line of credit, and 3 charge accounts, plus a $14K auto lease. | Debt Profile |
| 1990-05-11 | Deborah Downer | This (CT) user has $233K in total debt, with $25K split among a credit card, unsecured loan, note loan, line of credit, and charge account. Also has a $28K student loan and a $180K mortgage. | Debt Profile |
| 1990-02-10 | Rick O'Shea | This (CT) user has $75K in total debt, with $15K spread across 3 credit cards, 3 charge accounts, and 1 line of credit, in addition to a $60k student loan. | Debt Profile |
| 1990-06-18 | Britt Brennan | This user has multiple Personal Loans available for testing. | Debt Profile |
| 1990-09-30 | Ann Chovie | This user has valid credit card numbers in the cardProfile.accountNumber field. | Debt Profile |
| 1986-07-23 | Justin Time | This user has multiple unique card numbers for testing amongst card validations. | Debt Profile, Real-Time APR |
| 1990-03-05 | Elizabeth Jefferson | This user has a credit score of 500. | Debt Profile |
| 1990-03-06 | Geoff Speed | This user has a credit score of 800. | Debt Profile |
TransUnion Test Users
| Date of Birth | Name | Description |
|---|---|---|
| 1990-10-08 | Terrance Dactyl | This (CT) user has $880K0 in total debt, with $150K spread across 5 credit cards, 3 unsecured loans, and 5 charge accounts, along with a $730K mortgage. |
| 1990-06-10 | Sal Monella | This (CA) user has $64K in total debt, with $50K across 3 credit cards, 2 unsecured loans, 1 line of credit, and 3 charge accounts, plus a $14K auto lease. |
| 1990-05-11 | Deborah Downer | This (CT) user has $233K in total debt, with $25K split among a credit card, unsecured loan, note loan, line of credit, and charge account. Also has a $28K student loan and a $180K mortgage. |
| 1990-02-10 | Rick O'Shea | This (CT) user has $75K in total debt, with $15K spread across 3 credit cards, 3 charge accounts, and 1 line of credit, in addition to a $60K student loan. |
Test Error Cases
| Test Input | Expected Scenario | Product |
|---|---|---|
DOB: 1995-03-03 | User identification fails | Connect |
Phone: +15555555555 | Invalid phone number | Connect |
DOB: 1990-03-08 | User flagged for fraud risk | Debt Profile |
DOB: 1995-09-25 | Credit report retrieval fails | Debt Profile |
Phone: +11234567890 | Unsupported phone number | Connect |
DOB: 1981-12-02 | User identification fails due to information mismatch | Connect |
DOB: 1940-03-10 | Eligibility check fails | Connect |
Phone: +14155555555 | Trust rules fail | Connect |
DOB: 1900-11-16 | User identification fails due to synthetic identity | Connect |
KBA Test User
Use the following test identity to validate the KBA flow in the Sandbox environment.
| User Attribute | Test Value |
|---|---|
| First Name | THOMAS |
| Last Name | DEVOS |
| Date of Birth | 1957-09-06 |
| SSN | 666023511 |
| Street Address Line 1 | 1206 BEAR CREEK RD APT 110 |
| City | TUSCALOOSA |
| State | AL |
| ZIP | 35405 |
Use the Exact Test Values
Submit the test identity exactly as shown above. Names, street address, city, and state should be provided using the capitalization shown.
After the identity is successfully submitted, the KBA flow will return a set of security questions.
When answering the questions, select the matching answer below whenever it is available:
- Financial Plus Credit Union
- GEMB/JC Penny
- Veridian Credit Union
If none of these answers are available for a question, select None of the above.
Updated 5 days ago