Sandbox Test Users
All of our sandbox test users and their uses.
Default users need any valid US phone number plus a date of birth; for specific debt profiles, refer to the accompanying table.
Currently, all connections via SMS, Pre-Verified, or Network Token will return Christy Jenoval by default. However, if you use DOBs for specific Test Users, those users will be returned when calling /v1/users or any of the Debt Profile endpoints.
Default Test User
| Date of birth | Name | Description |
|---|---|---|
| 1967-06-08 | Christy Jenoval | This is our default sandbox test user. This user has multiple credit cards, student loans, auto loans, home loans, and miscellaneous liabilities. |
Debt Specific Test Users
User identities have been set up in the sandbox environment providing a variety of scenarios that you can use to test your integration against.
| Date of birth | Name | Description |
|---|---|---|
| 1990-01-01 | Aldo Cherry | This user has debt totaling $5k distributed across an auto loan, home loan, student loan, and two credit cards. |
| 1990-03-01 | Melissa Singh | This user has debt totaling $20k distributed across an auto loan, home loan, student loan, two credit cards, a personal loan and a miscellaneous liability. |
| 1990-04-10 | Janice Meyers | This user has debt totaling $25k distributed across an auto loan, home loan, student loan, two credit cards, a personal loan, and a miscellaneous liability. |
| 1990-04-12 | Jimmy Lopez | This user has debt totaling $30k distributed across auto loans, a home loan, student loan, two credit cards, a personal loan, and miscellaneous liabilities. |
| 1990-10-08 | Terrance Dactyl | This user has $880k in total debt, with $150k spread across 5 credit cards, 3 unsecured loans, and 5 charge accounts, along with a $730k mortgage. |
| 1990-06-10 | Sal Monella | This user has $64k in total debt, with $50k across 3 credit cards, 2 unsecured loans, 1 line of credit, and 3 charge accounts, plus a $14k auto lease.$50k debt |
| 1990-05-11 | Deborah Downer | This user has $233k in total debt, with $25k split among a credit card, unsecured loan, note loan, line of credit, and charge account. Also has a $28k student loan and a $180k mortgage. |
| 1990-02-10 | Rick O'Shea | This user has $75k in total debt, with $15k spread across 3 credit cards, 3 charge accounts, and 1 line of credit, in addition to a $60k student loan. |
KBA Test User
For testing the KBA flow in sandbox, we have a test identity that you can use:
| User Attribute | Information |
|---|---|
| First Name | THOMAS |
| Last Name | DEVOS |
| Date of Birth | 1957-09-06 |
| SSN | 666023511 |
| Street Address Line 1 | 1206 BEAR CREEK RD APT 110 |
| City | TUSCALOOSA |
| State | AL |
| ZIP | 35405 |
Please ensure that all data entered into the API for KBA matches exactly to what is listed above for the fields, include all caps for the names, street, city and state.
Upon success with the user data entry, the API will respond with a number of security questions. Please select one of the following answers if it is available. If nothing in the following list is present, please select "None of the above" as the answer for the questions to authenticate.
Security Question Answers:
- Financial Plus Credit Union
- GEMB/JC Penny
- Veridian Credit Union
Error Cases
Situations that will intentionally trigger an error.
| Input | Error |
|---|---|
| 1995-09-25 (DOB) | Failed to fetch user's credit report |
| 1990-03-08 (DOB) | User info flagged for fraud risk |
| 1995-03-03 (DOB) | Failed identification in the connect SMS |
| 555-555-5555 (Phone #) | Invalid phone number error for connect-sms |
Updated 20 days ago