API Keys

Connect a User

Authenticate a user, and connect their liabilities - all with a phone number and date of birth

Overview

Spinwheel provides the ability to authenticate and connect your users' liabilities via API.

Connect API - SMS

Connect a user via SMS

A flow diagram explaining how a user's debt can be connected using SMS as the authentication mechanism

User input requirements for Connect:

  • 📱 Mobile US based phone number
  • 📆 Date of birth
  1. Submit the user data and fire an SMS
  2. Verify the user via OTP Code
📱
Connect API - SMS
Open Recipe

Connect API - KBA

Connect a user via KBA as a primary use case, or as a fallback to an unverified user

A flow diagram showing how a user's debt can be connected using a KBA mechanism
  1. Submit the user data for KBA
  2. Verify the user via KBA Questions and Answers

Connect Pre-Verified API

Check in with a Spinwheel representative to be sure this is the path for you

A flow diagram explaining how pre-verified users can connect their debt.
  1. Submit all Pre-verified user data for creation
🦉
Connect API - Preverified
Open Recipe

To learn more about our debt APIs and 1-click solutions, visit spinwheel.io.

Updated 2 months ago

What’s Next

Retrieve a User