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Connect a User

Authenticate a user, and connect their liabilities - all with a phone number and date of birth

Overview

Spinwheel provides the ability to authenticate and connect your users' liabilities via API.

Connect API - SMS

Connect a user via SMS

A flow diagram explaining how a user's debt can be connected using SMS as the authentication mechanism

User input requirements for Connect:

  • 📱 Mobile US based phone number
  • 📆 Date of birth
  1. Submit the user data and fire an SMS
  2. Verify the user via OTP Code
📱
Connect API - SMS
Open Recipe

Connect API - KBA

Connect a user via KBA as a primary use case, or as a fallback to an unverified user

A flow diagram showing how a user's debt can be connected using a KBA mechanism
  1. Submit the user data for KBA
  2. Verify the user via KBA Questions and Answers

Connect Pre-Verified API

Check in with a Spinwheel representative to be sure this is the path for you

A flow diagram explaining how pre-verified users can connect their debt.
  1. Submit all Pre-verified user data for creation
🦉
Connect API - Preverified
Open Recipe

Connect a User from Network Token

The Network Token is intended to provide you with an ability to interface with other Spinwheel partners as it relates to passing leads, reducing authentication friction, decreasing costs, and reducing redundant data pulls for a connected user.

To learn more about our debt APIs and full product suite, visit spinwheel.io.

Updated 6 months ago

What’s Next

Retrieve a User