Connect a User
Authenticate a user, and connect their liabilities - all with a phone number and date of birth.
Overview
For nearly all of the APIs, you must first connect a user. A connected user in our system enables you to connect their debt, set them up for different features, subscribe them to recurring functionality and so on.
To support multiple business cases of our partners, we provide options for how to authenticate/connect a user. As you review your use case, please touch base with your Spinwheel point of contact to align on the best connection strategy.
Connect API - SMS
Connect a user via SMS
User input requirements for Connect:
- 📱 Mobile US based phone number
- 📆 Date of birth
Connect API - KBA
Connect a user via KBA as a primary use case, or as a fallback to an unverified user
Connect Pre-Verified (Phone) API
Check in with a Spinwheel representative to be sure this is the path for you
Connect a User from Network Token
The Network Token is intended to provide you with an ability to interface with other Spinwheel partners as it relates to passing leads, reducing authentication friction, decreasing costs, and reducing redundant data pulls for a connected user.
To learn more about our debt APIs and full product suite, visit spinwheel.io.
Updated 20 days ago
Retrieve a User