Who We Serve

Spinwheel serves any financial institution, fintech, or other financial provider that has a need for accurate credit data and embedded payments. The majority of our current customers fall across one of 4 areas:

• Lenders: Power lending, debt consolidation, and balance transfer flows that verify a user, surface their liabilities and real-time balances, and orchestrate payoff in a matter of minutes. The result: higher conversion, a better customer experience, and lower operational costs. This includes personal loans, credit cards, mortgages, HELOC, HELOAN, auto loans, student loans, debt consolidation loans, loan refinancing, and more.
• Marketplaces and Lead Generators: Verify a user and identify their liabilities in seconds, passing higher-quality leads to partners with less drop-off.
• Personal Financial Management (PFM) Platforms: Discover a consumer's liabilities, show them exactly where they stand and what to do next, and let them act immediately by orchestrating payments directly from the app, so they can manage and resolve debt in the same place they manage the rest of their finances.
• Debt Management: Discover a consumer's liabilities, identify the true amount owed to each lender, and use real-time APRs to prioritize which debts to pay down first — then orchestrate consolidation and payoff directly with Pay, so no money gets left on the table.