Embedded Debt Connect

This is a guide taking your through the setup required for the embedded debt connect module

Before getting started

Haven't worked with our DIMs before? We suggest reading our complete Drop-in Module guide here before getting started. If text isn't your thing, we also have a video walkthrough that will get you up and running on the DIM Implementation page.


We have designed these modules to make accessing debt as streamlined as possible. As such there are only a small number of steps that you have to follow in order to get up and running. The steps are as follows:

  1. Render the embedded debt connect module on your user facing app using the module name: identity-connect (unsure how to do this? Start here.)
  2. Have your user fill out the brief form (we only require their phone number and date of birth)
  3. That's it!

Spinwheel will then validate the user's identity and pull in their liabilities which can be accessed from the user profile endpoint.


Sandbox User Data

It's important to be aware that a user identity has been set up in the sandbox environment, which will function seamlessly. To effectively use the module, please make sure to utilize this test data. The test data can be found here.



In a small number of cases, we won't be able to verify a user's identity using only a phone number and date of birth. In those cases, we recommend that you fall back to our Debt Connect module instead.

DIM API and Callbacks

For a complete overview of the DIM API and callbacks, visit this page.

To learn more about our debt APIs and 1-click solutions, visit spinwheel.io.